Health Insurance Coverage for Addiction Treatment

Affect accepts many commercial and Medicaid plans. We also support people who need to get health insurance.

Treatment costs for alcohol and substance use disorders are covered by most insurance plans. Affect accepts many commercial insurance plans as well as Medicaid plans in states where we operate.

Fear over the cost of treatment is a known barrier for people who need help. Be assured that effective treatment that works is affordable. Many of our members have no out of pocket costs under their plans.

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Click below to jump to your state to see which plans we accept. More plans are being added all the time. If you don’t see yours listed, reach out to us and we will contact you when we accept your insurance.

Arizona Insurance Plans

Employer/Marketplace
Aetna
Ambetter*
Banner|Aetna
Cigna (coming soon)
Humana
Meritain
UnitedHealthcare
Oscar
*Please note we are not accepting new members on these plans at this time
Medicaid
American Indian Health Program
Arizona Complete Health (formerly Health Net Access)
Banner University – Family Care
Care1st
Mercy Care
State of Arizona Medicaid (AHCCCS)
UnitedHealthcare Community Plan

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

California Insurance Plans

Employer/Marketplace
Aetna
Ambetter*
Blue Shield of California (coming soon)
Cigna (coming soon)
Humana (coming soon)
Oscar
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Coming soon

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Colorado Insurance Plans

Employer/Marketplace
Cigna (coming soon)
Humana (coming soon)
UnitedHealthcare
Medicaid
Colorado Access
Colorado Community Health Alliance
Rocky Mountain Health Plans
State of Colorado Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Florida Insurance Plans

Employer/Marketplace
Aetna
Ambetter*
Humana
Oscar
Tricare East (Humana Military)
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Aetna Better Health
AmeriHealth Caritas (coming soon)
Humana Healthy Horizons
Simply Healthcare
Sunshine Health
UnitedHealthcare Community Plan

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Idaho Insurance Plans

Employer/Marketplace
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
State of Idaho Medicaid*

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through yourhealthidaho.org. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Illinois

Employer/Marketplace
Ambetter*
Blue Cross Blue Shield of Illinois
Molina Healthcare
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Aetna Better Health
Blue Cross Blue Shield of Illinois
CountyCare Health Plan
Meridian Health Plan
Molina Healthcare
State of Illinois Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Indiana Insurance Plans

Employer/Marketplace
Aetna
Ambetter*
Anthem Blue Cross Blue Shield (coming soon)
CareSource
Humana
Managed Health Services (MHS)*
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Anthem Blue Cross Blue Shield (coming soon)
CareSource
Managed Health Services (MHS)
MDwise*

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Iowa Insurance Plans

Employer/Marketplace
UnitedHealthcare
Medicaid
Wellpoint (formerly Amerigroup)
Iowa Total Care
Molina Healthcare
State of Iowa Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Kentucky Insurance Plans

Employer/Marketplace
Aetna
Ambetter*
Humana
Passport Health Plan*
Tricare East (Humana Military)
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Aetna Better Health
Humana Healthy Horizons
Passport Health Plan
UnitedHealthcare Community Plan
WellCare*

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Kynect.ky.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Missouri Insurance Plans

Employer/Marketplace
Ambetter*
Humana
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Home State Health*
State of Missouri Medicaid*
UnitedHealthcare Community Plan*

If you need healthcare insurance, you can sign up for Medicaid, renew your Medicaid coverage, or apply for Marketplace coverage through covermissouri.org.

Nevada Insurance Plans

Employer/Marketplace
Aetna
Anthem Blue Cross and Blue Shield of Nevada
Health Plan of Nevada
Humana
Molina Healthcare
Sierra Health & Life
Sierra Health Options
UnitedHealthcare
Medicaid
Anthem Blue Cross and Blue Shield Nevada
Health Plan of Nevada
Molina Healthcare
UnitedHealthcare Community Plan

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Nevada Health Link. Check to see if you qualify for Medicaid or are eligible for discounted rates.

New Mexico Insurance Plans

Employer/Marketplace
Ambetter*
Blue Cross and Blue Shield of New Mexico
Presbyterian Health Plan
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Blue Cross and Blue Shield of New Mexico
Presbyterian Health Plan
State of New Mexico Medicaid
Western Sky Community Care

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through www.bewellnm.com. Check to see if you qualify for Medicaid or are eligible for discounted rates.

North Carolina

Employer/Marketplace
Ambetter*
Blue Cross and Blue Shield of North Carolina (coming soon)
Cigna (coming soon)
UnitedHealthcare
WellCare (coming soon)
*Please note we are not accepting new members on these plans at this time
Medicaid
AmeriHealth Caritas
Blue Cross and Blue Shield of North Carolina – Healthy Blue
Carolina Complete Health
Partners Health Management
State of North Carolina Medicaid (NC Medicaid Direct)
UnitedHealthcare Community Plan
WellCare
Vaya Health

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Ohio Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Anthem
CareSource
Humana
Medical Mutual*
Molina Healthcare
Oscar
Tricare East (Humana Military)
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
AmeriHealth Caritas
Anthem
Buckeye Health Plan
CareSource
Humana Healthy Horizons
Molina Healthcare
UnitedHealthcare Community Plan
State of Ohio Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Oregon Insurance Plans

Employer/Marketplace
UnitedHealthcare
Medicaid
Columbia Pacific CCO
Health Share of Oregon
Jackson Care Connect
State of Oregon Medicaid (Oregon Health Plan)
Trillium Community Health Plan
Trillium Community Health Plan – TriCounty
Trillium Community Health Plan – Southwest

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Tennessee Insurance Plans

Employer/Marketplace
UnitedHealthcare (coming soon)
Aetna (coming soon)
Humana (coming soon)
Oscar (coming soon)
Medicaid
Amerigroup (coming soon)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Texas Insurance Plans

Employer/Marketplace
Aetna
Ambetter*
Blue Cross Blue Shield of Texas (coming soon)
Cigna (coming soon)
Humana
Oscar
Tricare East (Humana Military)
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Aetna Better Health
Wellpoint (formerly Amerigroup)
Driscoll Health Plan (coming soon)
Parkland Community Health Plan
Superior HealthPlan
UnitedHealthcare Community Plan

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov or Texas.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Virginia Insurance Plans

Employer/Marketplace
UnitedHealthcare (coming soon)
Medicaid
Aetna Better Health
Anthem HealthKeepers Plus (coming soon)
Molina Healthcare
Sentara Community Plan
State of Virginia Medicaid (Cardinal Care)
UnitedHealthcare Community Plan

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Washington Insurance Plans

Employer/Marketplace
Ambetter*
Community Health Plan of Washington
UnitedHealthcare
*Please note we are not accepting new members on these plans at this time
Medicaid
Community Health Plan of Washington
Coordinated Care
State of Washington Medicaid (Apple Health)
UnitedHealthcare Community Plan
Wellpoint (formerly Amerigroup)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Wisconsin Insurance Plans

Employer/Marketplace
Chorus Community Health Plans (coming soon)
UnitedHealthcare (coming soon)
Medicaid
Anthem Blue Cross and Blue Shield (coming soon)
Chorus Community Health Plans (coming soon)
MHS Health Wisconsin (coming soon)
UnitedHealthcare Community Plan (coming soon)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.