Health Insurance Coverage for Addiction Treatment

Affect accepts many commercial and Medicaid plans. We also support people who need to get health insurance.

Treatment costs for alcohol and substance use disorders are covered by most insurance plans. Affect accepts many commercial insurance plans as well as Medicaid plans in states where we operate.

Fear over the cost of treatment is a known barrier for people who need help. Be assured that effective treatment that works is affordable. Many of our members have no out of pocket costs under their plans.

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Click below to jump to your state to see which plans we accept. More plans are being added all the time. If you don’t see yours listed, reach out to us and we will contact you when we accept your insurance.

Arizona Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Banner|Aetna
Blue Cross Blue Shield Arizona
Cigna (coming soon)
Humana
Meritain
UnitedHealthcare
Oscar
Medicaid
AHCCCS – Health Choice Arizona
American Indian Health Program
Banner University – Family Care
Health Choice Arizona
Mercy Care
UnitedHealthcare Community Plan
State of Arizona Medicaid
AHCCCS – Arizona Complete Health (formerly Health Net Access)
AHCCCS – Care1st

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

California Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Blue Shield of California (coming soon)
Cigna (coming soon)
Humana (coming soon)
Oscar
United Healthcare
Medicaid
Coming soon

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Colorado Insurance Plans

Employer/Marketplace
Cigna (coming soon)
Humana (coming soon)
United Healthcare (coming soon)
Medicaid
Colorado Access (coming soon)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Florida Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Humana
Oscar
UnitedHealthcare
Medicaid
Aetna Better Health
AmeriHealth Caritas (coming soon)
Humana Healthy Horizons
Simply Healthcare
State of Florida Medicaid
Sunshine Health
Tricare East (Humana Military)
UnitedHealthcare Community Plan

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Idaho Insurance Plans

Employer/Marketplace
UnitedHealthcare
Medicaid
State of Idaho Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through yourhealthidaho.org. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Illinois

Employer/Marketplace
Ambetter
Blue Cross Blue Shield of Illinois
Molina
UnitedHealthcare
Medicaid
Aetna Better Health
Blue Cross Blue Shield of Illinois
Meridian Health Plan
Molina Healthcare
State of Illinois

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Indiana Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Anthem Blue Cross Blue Shield
CareSource
Humana
Managed Health Services (MHS)
UnitedHealthcare
Medicaid
Anthem Blue Cross Blue Shield (coming soon)
CareSource
Managed Health Services (MHS)
MDwise
State of Indiana Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Iowa Insurance Plans

Employer/Marketplace
UnitedHealthcare (coming soon)
Medicaid
Amerigroup (coming soon)
Iowa Total Care
Molina (coming soon)
State of Iowa Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Kentucky Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Humana
Passport Health Plan
UnitedHealthcare
Medicaid
Aetna Better Health
Humana Healthy Horizons
Passport Health Plan
Tricare East (Humana Military)
UnitedHealthcare Community Plan
WellCare
State of Kentucky Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Kynect.ky.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Missouri Insurance Plans

Employer/Marketplace
Ambetter
Cigna (coming soon)
Humana
UnitedHealthcare
Medicaid
Home State Health
UnitedHealthcare Community Plan
State of Missouri Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Nevada Insurance Plans

Employer/Marketplace
Aetna
Anthem Blue Cross and Blue Shield of Nevada (coming soon)
Health Plan of Nevada
Humana
Molina
Sierra Health & Life
Sierra Health Options
UnitedHealthcare
Medicaid
Anthem Blue Cross and Blue Shield Nevada (coming soon)
Health Plan of Nevada
Molina
State of Nevada Medicaid
United Healthcare Community Plan

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Nevada Health Link. Check to see if you qualify for Medicaid or are eligible for discounted rates.

New Mexico Insurance Plans

Employer/Marketplace
Ambetter
Presbyterian Health Plan
UnitedHealthcare
Medicaid
Presbyterian Health Plan
State of New Mexico Medicaid
Western Sky Community Care

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through www.bewellnm.com. Check to see if you qualify for Medicaid or are eligible for discounted rates.

North Carolina

Employer/Marketplace
Ambetter (coming soon)
Cigna (coming soon)
UnitedHealthcare
Wellcare (coming soon)
Medicaid
AmeriHealth Caritas
Blue Cross and Blue Shield of North Carolina – Healthy Blue
Carolina Complete Health
NC Medicaid Direct
Partners Health Management
UnitedHealthcare Community Plan
WellCare

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Ohio Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Anthem
CareSource
Humana
Molina
UnitedHealthcare
Medical Mutual
Oscar
Medicaid
AmeriHealth Caritas
Anthem
Buckeye Health Plan
CareSource
Humana Healthy Horizons
Molina
Tricare East (Humana Military)
UnitedHealthcare Community Plan
State of Ohio Medicaid

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Oregon Insurance Plans

Employer/Marketplace
UnitedHealthcare
Medicaid
CareOregon
Columbia Pacific CCO
Health Share of Oregon
Jackson Care Connect
Oregon Health Plan
Trillium Community Health Plan
Trillium Community Health Plan – TriCounty
Trillium Community Health Plan – Southwest

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Tennessee Insurance Plans

Employer/Marketplace
UnitedHealthcare
Aetna
Humana
Oscar
Medicaid
Amerigroup

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Texas Insurance Plans

Employer/Marketplace
Aetna
Ambetter
Blue Cross Blue Shield of Texas (coming soon)
Cigna (coming soon)
UnitedHealthcare
Humana
Oscar
Medicaid
Aetna Better Health
Amerigroup
Driscoll Health Plan (coming soon)
Parkland Health Plan (coming soon)
State of Texas Medicaid
Superior HealthPlan
Tricare East (Humana Military)
UnitedHealthcare Community Plan (coming soon)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov or Texas.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Virginia Insurance Plans

Employer/Marketplace
UnitedHealthcare (coming soon)
Medicaid
State of Virginia Medicaid
UnitedHealthcare Community Plan (coming soon)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Washington Insurance Plans

Employer/Marketplace
Ambetter
Community Health Plan of Washington
UnitedHealthcare
Medicaid
Community Health Plan of Washington
Coordinated Care
State of Washington Medicaid
UnitedHealthcare Community Plan
Wellpoint (formerly Amerigroup)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.

Wisconsin Insurance Plans

Employer/Marketplace
Chorus Community Health Plans (coming soon)
UnitedHealthcare (coming soon)
Medicaid
Anthem Blue Cross and Blue Shield (coming soon)
Chorus Community Health Plans (coming soon)
MHS Health Wisconsin (coming soon)
UnitedHealthcare Community Plan (coming soon)

If you need healthcare insurance, you can find a plan and apply for Marketplace coverage through Healthcare.gov. Check to see if you qualify for Medicaid or are eligible for discounted rates.